“Today on the 15th, I was expecting something … it would have been nice to have a new rate today.”Did not happen
Promoters / Frank26
Frank26
Frank26 is an Iraqi dinar promoter who has led the KTFA (“Keep The Faith Always”) community since 2008. In more than 1,700 YouTube livestreams since 2019, the promoter has told viewers the dinar is about to revalue. It still hasn’t.
The promoter credits the information to insiders, “my teams” and a “bank friend,” who are never named and can’t be verified, and sells a $10-a-month premium membership for the team’s private notes.
The promoter’s website, ktfalways.com, sells Iraqi dinar along with Vietnamese dong, Indonesian rupiah, South Korean won and Chinese yuan. It also sells or promotes more than 15 other products and services, from health supplements to air purifiers and pillows. The promoter’s own disclaimer: “I’m not a wealth adviser.”
“This is a great thing.”
Frank26, on Iraq’s October 7, 2026 devaluation, which made every dinar about 13% less valuable.
Frank26 Scorecard: Predictions vs. Results
Methodology
- What we reviewed
- Full transcripts of about 70 of the promoter’s YouTube livestreams from February 2023 to October 2026, at least one from nearly every month, out of more than 1,700.
- What we counted
- The clear predictions we found about the Iraqi dinar’s revaluation (its value, exchange rate, new notes or removal of zeros) with a stated or clearly implied deadline that has since passed.
- What we left out
- Ambiguous statements, predictions still open, and words from guests, callers or articles read aloud.
- How we checked
- Each prediction is quoted verbatim with its date, source and timestamp, and compared with official announcements from Iraq’s central bank.
“You’re not going to have the rate right away, but you’re going to see the evidence of it … you’re going to see a slow climb after the 10th.”Did not happen
“I told you a week ago that you would be seeing them [the lower notes] very soon.”Did not happen
“Some of these three-zero notes are still floating around, but they’re going to be new notes with no zeros on them.”Did not happen
“They are moving forward with the new exchange rate by lifting the three zeros.”Did not happen
“I wanted it to happen on the 1st of this year. It should have happened by now.”Did not happen
“The moment that your new government is announced with your new exchange rate, that ends.”Did not happen
“The board of directors of the CBI are in control of the new exchange rate and they just made an announcement that they are ready to go international.”Did not happen
“… which only means the exchange rate will change on January the 1st.”Did not happen
“What they’re going to do very soon: lifting the zeros.”Did not happen
“This [reinstatement] is going to give us $3.22.”Did not happen
“It may come out at the float just a little over a dollar.”Did not happen
“There’s nothing holding up the RI [reinstatement] from coming out. I still stand by it.”Did not happen
“You know you’re going to be receiving it. They will add value to your [currency].”Did not happen
“I believe that they are done with the new exchange rate. I believe it is poised and ready to come out.”Did not happen
“They are about to show you your lower notes, in my opinion. They’re about to explain the new exchange rate.”Did not happen
“Next week Sudani, in my opinion, will give Parliament the budget with the new exchange rate.”Did not happen
“1,000 to 1 seems to be within reach.”Did not happen
“In my opinion, they are now going to show them the new lower notes of 2025.”Did not happen
“They will have to [peg] the IQD with a new exchange rate in a basket of currencies.”Did not happen
“In my opinion … they are preparing you Iraqi citizens to receive the lower notes.”Did not happen
“I still look forward to [Alaq] returning from New York with a new exchange rate that everyone is agreeing upon.”Did not happen
“This high-tech currency that is going to be coming out pretty soon, the lower notes.”Did not happen
“I strongly believe that that statement alone … is confirmation that you are about to get your new exchange rate.”Did not happen
“In my opinion … your bank friend knows that very soon he has to present to you the lower notes.”Did not happen
“Between $3.86 and $4.25 would be a good place to cap it.”Did not happen
“They can come out at $3.22 with no problem.”Did not happen
“They are about to announce a new exchange rate for the 2024 budget.”Did not happen
“It looks like they have told them … of a day when they want to release the new exchange rate [and] the lower notes.”Did not happen
“They are talking to you about the lower notes because they are about to show them to you … it is either next week or the week after.”Did not happen
“In my opinion, a date was definitely agreed upon, and so was a rate.”Did not happen
“Eddie, if I was you, I would consider clearing my calendar for next month.”Did not happen
“In my opinion … December is a month to remember if they stay on the schedule.”Did not happen
“They’re talking about November and December to get it done by January the 1st. That’s the time period I believe that we’re going to see a change.”Did not happen
“In the next 72 hours you will have all of the evidence that your faith is requiring on this investment.”Did not happen
“Tell your friends that your rate is actually [1,132], and you will see that rate.”Did not happen
“Get ready, Eddie. Tomorrow is going to be a very important day, and it’s possible that they are preparing to tell you about your new currency and your new exchange rate.”Did not happen
“You are about to receive your national currency.”Did not happen
“I believe that this month of March you are going to be shown the new small category notes and a new exchange rate.”Did not happen
“Your bank friend tells you that the next rate change that you should look for is [1,190], and I think that it might be one thousand.”Did not happen
Business ties
Products and services offered to viewers, as listed on the promoter’s own public website and YouTube channel.
Currency sales
ListedTakes orders for foreign currencies such as the dinar.
- Takes orders online, by phone or email: yes
- Layaway plans: yes
- Disclosed dealer partnership: not found
Offered through an unnamed broker. What it costs ↓
Premium memberships
ListedRecurring paid access to extra content, calls or groups.
- Website: yes
- YouTube: yes
- Patreon: not found
- Private calls: yes
- Other: not found
Website: $10 a month, including a members-only Monday night call. YouTube: $4.99 a month.
Donations
ListedAsks for voluntary payments to support the promoter or their channel.
- Website: yes
- YouTube or livestreams: not found
- Social media: not found
- Other: not found
A donate button on the promoter’s homepage, described as covering website costs.
Guides and downloads
None foundPaid reports, PDFs, guides or courses.
- PDFs or reports: not found
- Guides: not found
- Courses: not found
Other products and services
ListedOther businesses promoted to the same audience, unrelated to the dinar. Listed for context only; we make no claims about these companies or products.
- Financial or insurance professionals: yes
- Trusts or asset protection: yes
- Trading or alert tools: yes
- Health and wellness products: yes
- Discount codes or referral pages: yes
- Other products or services: yes
More than 15 listed under “Products” on the promoter’s site, including discount codes in the promoter’s name.
From the promoter’s own public website and YouTube channel, checked October 9, 2026; prices are as of that date. We list what is offered, not what anyone earns. An unchecked box means we didn’t find it on that date.
What the currency costs you
Frank26’s website offers the dinar at prices up to 121% above what typical dealers charge (Corporate Finance Institute).
One million dinar from the promoter’s website
You pay$1,290
Actual USD value$662
What a dealer would pay you$464
Loss$826*
178%
increase in the dinar’s value needed just to break even
Buying a different amount? Run your own numbers →
Prices from the promoter’s order form, October 9, 2026 (archived copy).
* Assumes no change in the dinar’s value, the official rate to banks of 1,510 dinars per dollar, and typical dealer buyback prices (about 30% below value).